It’s easy to Request a payday advance direct lenders
As a rule, we process the loan application within two working days after receiving it from us. After a positive check, we will immediately pay the loan amount to your checking account. So you have your desired amount at short notice. Find Out More information about the loan process for payday advance direct lender.
What documents are needed for the online loan?
To check your online information, we need next to the loan application:
- Two current salary statements in copy.
- Copies of your bank statements of the last 4 weeks. It is important that the receipt of salary is clear and no deletions have been made.
- Possibly additional documents (only if required in the cover letter).
- Legitimacy: To prove your identity, we need a proof of legitimacy. To do this, simply go to your nearest post office, together with the loan documents and your identity card / passport, to have the Postident procedure carried out there. How it works can be found in the document “Notes on Postident” from your loan documents.
How do I get an online loan?
Quite simple: enter desired amount and term into our loan calculator. Your personal loan offer will be calculated in seconds. If the loan is yours, then you can simply download and sign the contract documents. After you have legitimized yourself online or with the PostIdent process, send us the loan documents by post. Your loan application will be checked after receipt within a few days. In the case of a positive decision, we will transfer the payout amount to your desired checking account.
Can I repay the loan prematurely through special payments?
Of course special payments on your loan are possible at any time. This allows you to repay your loan faster and adjust it to your personal situation.
When do I need a second borrower?
Normally, you do not need a second borrower if you want to apply for a loan from BFY Bank. In certain cases, however, it may be useful or necessary to include another person as a borrower in the loan agreement. This can be for example the spouse or life partner.
Can anyone apply for the loan?
You can apply for an online loan from BFY Bank if the following conditions are met:
- You are at least 18 years old.
- Her main residence is in Germany.
- You have been employed by the current employer for at least six months, or you have completed the probationary period.
- You have no negative information entry, eg at the credit bureau.
- You are not in the probationary period.